Investment Management Services

The Foundation of Investment Balance

Optimizing investment yields while minimizing risk exposure requires proper balance between different kinds of assets.  Conventional investment balance incorporates two broad categories:  Income Assets and Growth Assets.

Income Assets

Money you "loan" in return for specified interest payments and the eventual return of your principal.

Growth Assets

Represents "ownership" in the underlying asset with full potential for appreciation and investment earnings.

Contemporary investment strategy suggests that assets should be divided into three important classes:  Stable Assets, Financial Assets, and Tangible Assets.

Stable Assets
Principle remains constant and secure.
Financial Assets
Marketable securities with the potential for higher yields.
Tangible Assets
Assets with a physical nature.

The Asset Balance Matrix ®

The blending of these two concepts result in a dynamic analytical tool; a two dimensional model we call The Asset Balance Matrix.  We use this tool in combination with your age, risk parameters and investment objectives to create an investment portfolio tailored for your individual needs.

Stable Assets

Income Assets

  • Savings
  • Certificates of Deposits
  • Money Market

Growth Assets

  • Index CDs
  • Structured Notes

Financial Assets

Income Assets

  • Government Bonds
  • Corporate Bonds
  • Municipal Bonds

Growth Assets

  • Equity Mutual & Index Funds
  • Stocks & EFTs
  • International Securities

Tangible Assets

Income Assets

  • Mortgage Loans
  • Business Loans
  • Venture Loans

Growth Assets

  • Real Estate
  • Private Placements
  • Alternative Investments