Investment Management Services
The Foundation of Investment Balance
Optimizing investment yields while minimizing risk exposure requires proper balance between different kinds of assets. Conventional investment balance incorporates two broad categories: Income Assets and Growth Assets.
Income Assets
Money you "loan" in return for specified interest payments and the eventual return of your principal.
Growth Assets
Represents "ownership" in the underlying asset with full potential for appreciation and investment earnings.
Contemporary investment strategy suggests that assets should be divided into three important classes: Stable Assets, Financial Assets, and Tangible Assets.
Principle remains constant and secure.
Marketable securities with the potential for higher yields.
Assets with a physical nature.
The Asset Balance Matrix ®
The blending of these two concepts result in a dynamic analytical tool; a two dimensional model we call The Asset Balance Matrix. We use this tool in combination with your age, risk parameters and investment objectives to create an investment portfolio tailored for your individual needs.
Stable Assets
Income Assets
- Savings
- Certificates of Deposits
- Money Market
Growth Assets
- Index CDs
- Structured Notes
Financial Assets
Income Assets
- Government Bonds
- Corporate Bonds
- Municipal Bonds
Growth Assets
- Equity Mutual & Index Funds
- Stocks & EFTs
- International Securities
Tangible Assets
Income Assets
- Mortgage Loans
- Business Loans
- Venture Loans
Growth Assets
- Real Estate
- Private Placements
- Alternative Investments